Life insurance

The average Belgian pays high taxes. There are, however, many possibilities to pay less taxes. Savings and investment in a house, in your pension or in your future are encouraged by the public authorities. You can thus reduce your taxes in different ways. Long-term savings The tax basket is...

No one thinks that it is unusual for people to take out insurance to cover valuable possessions, such as a car or a house. But wouldn't it also be wise to take out insurance for your most valuable asset? You may be wondering what could be more valuable than your car or house. It is obvious, however...

Although inheritance taxes have recently been lowered in Flanders, in some cases they may still be high for blended families or de facto cohabiting couples (for example in the context of the family home). It is therefore important to find the best way to transfer (part of) your assets, within the...

More and more people wish to leave part of their estate to a good cause. This can be done by means of a double bequest and a will, but also through life insurance. We will explain how. If you invest in life insurance (branch 21 or 23), you must always designate a beneficiary in case you die before...

Have you taken out branch 23 investment insurance and are about to divorce? Remember to check the beneficiary in the contract and modify it after the divorce if necessary. Beneficiary All life insurance, including branch 23, includes a beneficiary. This is the person who, in the event of the...

Not all of us will live to be one hundred years old. It is therefore important to consider that death is an integral part of life. This is why it is a good idea to think about the financial protection of your loved ones and your company. Taking out life insurance, for example, can in any case...

Insurance is often a complex matter. Here is a glossary to help you see things more clearly. A - Tax advantage Several life insurance solutions offer a tax benefit and thus reduce taxes. Of course, pension savings and long-term savings are the best known, but you can also receive a tax benefit from...

A life insurance policy allows you to build up a good supplementary pension and make life easier for your loved ones financially. Can inheritance tax be a problem? A life insurance policy can offer different guarantees. For example, you can opt for death coverage, disability coverage, waiver of...

Yes. Outstanding balance insurance is a type of life insurance and can therefore be cancelled, but you should bear a few points in mind. Sensible? Ask yourself whether or not this would be sensible. If you think that you no longer need to have outstanding balance insurance, you may cancel the...