Insurance is all about providing you with a good and peaceful life and a worry-free future for your family. What's more, effective protection often costs less than you might think. Why not discuss it with your broker?
Protection for your family in the event of death due to illness or accident
Do you want to ensure financial stability for your next of kin in the event that you unexpectedly pass away? That way you can safeguard their quality of life, your children's future, and your fixed household costs.
You can calculate in advance and insure against the financial impact of premature death. And it's often cheaper than you might think.
Omni Care is an insurance policy tailored to your personal situation that replaces the lost income to your family.
Hypo Care is a cost-effective outstanding balance insurance policy linked to your mortgage.
Income protection in the event of incapacity for work
What if you have to stop working temporarily due to an illness or accident? This generally results in an unexpected loss of income. Naturally, you want to focus on getting better, and you want to maintain your family's standard of living.
It is often possible to take out extra cover within a life insurance policy:
- the continued payment of your insurance premium by the insurer, also known as a premium waiver
- financial cover to compensate for the loss of your salary
Optimum and hassle-free asset transfer
A life insurance policy offers specific options to transfer your assets quickly and cost-effectively.
You can also insure for your death duties and other costs in advance. What's more, this offers an attractive way of preparing your estate for inheritance.
Succession Care mitigates the impact of high inheritance costs on your next of kin.
Donation Care protects your next of kin from costs incurred should you prematurely pass away after making a gift.
Footnotes
Hypo Care is a death insurance policy linked to a mortgage loan. The minimum term for a Hypo Care contract is 5 years. The upper age limit for starting the contract is 65. Hypo Care is an insurance product under Belgian law. For more information, please see the General terms and conditions and the financial information sheet on www.nn.be. A printed version of the information sheet is also available – to request a copy, please write to NN, Customer Service, Avenue Fonsnylaan 38, B-1060 Brussels.
If you have any complaints about your NN contracts, please get in touch with:
- NN, Quality Team, Avenue Fonsnylaan 38, B-1060 Brussels, klachten@nn.be in the first instance;
- or with the Consumer Ombudsman Service at Ombudsman van de verzekeringen, Square de Meeûssquare 35, B-1000 Brussels, tel: +32 (0)2 547 58 71, fax: +32 (02) 547 59 75, info@ombudsman.as, www.ombudsman.as a last resort.
NN Insurance Belgium SA/NV is a mortgage lender authorised by the FSMA and an insurance company authorised by the NBB under number 2550 for Branches 1a, 2, 21, 22, 23, 26, 27.
Registered office: Avenue Fonsnylaan 38, B-1060 Brussels - Brussels Register of Companies - VAT BE 0890.270.057 - BIC: BBRUBEBB - IBAN: BE28 3100 7627 4220.